LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,779
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,328
−HK$1,573/mo
Today · 4.125%
HK$52,901
baseline
▲ 0.50% · 4.625%
HK$56,120
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,802/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,379
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,864
−HK$1,507/mo
Today · 4.125%
HK$58,371
baseline
▲ 0.50% · 4.625%
HK$61,448
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,742/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,735
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,593
−HK$1,888/mo
Today · 4.125%
HK$63,481
baseline
▲ 0.50% · 4.625%
HK$67,344
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,962/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,455
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,237
−HK$1,808/mo
Today · 4.125%
HK$70,045
baseline
▲ 0.50% · 4.625%
HK$73,738
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,090/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,691
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,859
−HK$2,203/mo
Today · 4.125%
HK$74,062
baseline
▲ 0.50% · 4.625%
HK$78,568
+HK$4,506/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,124/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,531
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,610
−HK$2,110/mo
Today · 4.125%
HK$81,720
baseline
▲ 0.50% · 4.625%
HK$86,027
+HK$4,307/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,440/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,603
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,390
−HK$2,832/mo
Today · 4.125%
HK$95,222
baseline
▲ 0.50% · 4.625%
HK$101,016
+HK$5,794/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,444/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,683
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,356
−HK$2,712/mo
Today · 4.125%
HK$105,068
baseline
▲ 0.50% · 4.625%
HK$110,606
+HK$5,538/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,136/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,803 · Scale 2, in force from 26 Feb 2026)