LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,780
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,329
−HK$1,573/mo
Today · 4.125%
HK$52,902
baseline
▲ 0.50% · 4.625%
HK$56,121
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,804/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,380
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,865
−HK$1,507/mo
Today · 4.125%
HK$58,372
baseline
▲ 0.50% · 4.625%
HK$61,449
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,744/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,736
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,595
−HK$1,887/mo
Today · 4.125%
HK$63,482
baseline
▲ 0.50% · 4.625%
HK$67,345
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,964/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,456
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,239
−HK$1,808/mo
Today · 4.125%
HK$70,047
baseline
▲ 0.50% · 4.625%
HK$73,739
+HK$3,692/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,094/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,693
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,860
−HK$2,203/mo
Today · 4.125%
HK$74,063
baseline
▲ 0.50% · 4.625%
HK$78,569
+HK$4,506/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,126/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,532
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,612
−HK$2,109/mo
Today · 4.125%
HK$81,721
baseline
▲ 0.50% · 4.625%
HK$86,029
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,442/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,605
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,392
−HK$2,832/mo
Today · 4.125%
HK$95,224
baseline
▲ 0.50% · 4.625%
HK$101,018
+HK$5,794/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,448/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,684
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,358
−HK$2,712/mo
Today · 4.125%
HK$105,070
baseline
▲ 0.50% · 4.625%
HK$110,608
+HK$5,538/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,140/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,820 · Scale 2, in force from 26 Feb 2026)