LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,781
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,329
−HK$1,574/mo
Today · 4.125%
HK$52,903
baseline
▲ 0.50% · 4.625%
HK$56,122
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,806/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,381
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,866
−HK$1,507/mo
Today · 4.125%
HK$58,373
baseline
▲ 0.50% · 4.625%
HK$61,450
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,746/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,737
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,595
−HK$1,888/mo
Today · 4.125%
HK$63,483
baseline
▲ 0.50% · 4.625%
HK$67,346
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,966/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,457
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,239
−HK$1,808/mo
Today · 4.125%
HK$70,047
baseline
▲ 0.50% · 4.625%
HK$73,740
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,094/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,693
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,861
−HK$2,203/mo
Today · 4.125%
HK$74,064
baseline
▲ 0.50% · 4.625%
HK$78,570
+HK$4,506/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,128/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,533
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,613
−HK$2,109/mo
Today · 4.125%
HK$81,722
baseline
▲ 0.50% · 4.625%
HK$86,030
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,444/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,606
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,393
−HK$2,832/mo
Today · 4.125%
HK$95,225
baseline
▲ 0.50% · 4.625%
HK$101,019
+HK$5,794/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,450/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,685
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,359
−HK$2,712/mo
Today · 4.125%
HK$105,071
baseline
▲ 0.50% · 4.625%
HK$110,610
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,142/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,831 · Scale 2, in force from 26 Feb 2026)