LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,783
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,331
−HK$1,573/mo
Today · 4.125%
HK$52,904
baseline
▲ 0.50% · 4.625%
HK$56,123
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,808/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,383
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,868
−HK$1,507/mo
Today · 4.125%
HK$58,375
baseline
▲ 0.50% · 4.625%
HK$61,452
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,750/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,739
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,597
−HK$1,888/mo
Today · 4.125%
HK$63,485
baseline
▲ 0.50% · 4.625%
HK$67,348
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,970/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,459
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,241
−HK$1,809/mo
Today · 4.125%
HK$70,050
baseline
▲ 0.50% · 4.625%
HK$73,742
+HK$3,692/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,100/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,696
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,863
−HK$2,203/mo
Today · 4.125%
HK$74,066
baseline
▲ 0.50% · 4.625%
HK$78,573
+HK$4,507/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,132/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,536
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,615
−HK$2,110/mo
Today · 4.125%
HK$81,725
baseline
▲ 0.50% · 4.625%
HK$86,032
+HK$4,307/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,450/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,609
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,396
−HK$2,832/mo
Today · 4.125%
HK$95,228
baseline
▲ 0.50% · 4.625%
HK$101,022
+HK$5,794/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,456/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,689
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,362
−HK$2,713/mo
Today · 4.125%
HK$105,075
baseline
▲ 0.50% · 4.625%
HK$110,613
+HK$5,538/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,150/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,860 · Scale 2, in force from 26 Feb 2026)