LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,783
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,331
−HK$1,574/mo
Today · 4.125%
HK$52,905
baseline
▲ 0.50% · 4.625%
HK$56,124
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,810/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,383
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,868
−HK$1,507/mo
Today · 4.125%
HK$58,375
baseline
▲ 0.50% · 4.625%
HK$61,452
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,750/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,740
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,598
−HK$1,888/mo
Today · 4.125%
HK$63,486
baseline
▲ 0.50% · 4.625%
HK$67,349
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,972/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,460
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,242
−HK$1,808/mo
Today · 4.125%
HK$70,050
baseline
▲ 0.50% · 4.625%
HK$73,743
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,100/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,696
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,864
−HK$2,203/mo
Today · 4.125%
HK$74,067
baseline
▲ 0.50% · 4.625%
HK$78,573
+HK$4,506/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,134/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,536
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,616
−HK$2,109/mo
Today · 4.125%
HK$81,725
baseline
▲ 0.50% · 4.625%
HK$86,033
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,450/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,609
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,397
−HK$2,832/mo
Today · 4.125%
HK$95,229
baseline
▲ 0.50% · 4.625%
HK$101,023
+HK$5,794/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,458/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,689
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,363
−HK$2,712/mo
Today · 4.125%
HK$105,075
baseline
▲ 0.50% · 4.625%
HK$110,614
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,150/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,868 · Scale 2, in force from 26 Feb 2026)