LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,784
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,333
−HK$1,573/mo
Today · 4.125%
HK$52,906
baseline
▲ 0.50% · 4.625%
HK$56,125
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,812/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,385
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,870
−HK$1,507/mo
Today · 4.125%
HK$58,377
baseline
▲ 0.50% · 4.625%
HK$61,454
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,754/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,741
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,599
−HK$1,888/mo
Today · 4.125%
HK$63,487
baseline
▲ 0.50% · 4.625%
HK$67,351
+HK$3,864/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,974/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,461
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,244
−HK$1,808/mo
Today · 4.125%
HK$70,052
baseline
▲ 0.50% · 4.625%
HK$73,745
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,104/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,698
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,866
−HK$2,203/mo
Today · 4.125%
HK$74,069
baseline
▲ 0.50% · 4.625%
HK$78,576
+HK$4,507/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,138/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,538
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,618
−HK$2,110/mo
Today · 4.125%
HK$81,728
baseline
▲ 0.50% · 4.625%
HK$86,036
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,456/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,612
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,399
−HK$2,832/mo
Today · 4.125%
HK$95,231
baseline
▲ 0.50% · 4.625%
HK$101,026
+HK$5,795/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,462/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,692
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,366
−HK$2,712/mo
Today · 4.125%
HK$105,078
baseline
▲ 0.50% · 4.625%
HK$110,617
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,156/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,893 · Scale 2, in force from 26 Feb 2026)