LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,787
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,573/mo
Today · 4.125%
HK$52,909
baseline
▲ 0.50% · 4.625%
HK$56,129
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,818/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,388
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,873
−HK$1,507/mo
Today · 4.125%
HK$58,380
baseline
▲ 0.50% · 4.625%
HK$61,457
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,760/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,745
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,603
−HK$1,888/mo
Today · 4.125%
HK$63,491
baseline
▲ 0.50% · 4.625%
HK$67,354
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,982/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,465
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,248
−HK$1,808/mo
Today · 4.125%
HK$70,056
baseline
▲ 0.50% · 4.625%
HK$73,749
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,112/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,702
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,870
−HK$2,203/mo
Today · 4.125%
HK$74,073
baseline
▲ 0.50% · 4.625%
HK$78,580
+HK$4,507/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,146/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,543
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,623
−HK$2,109/mo
Today · 4.125%
HK$81,732
baseline
▲ 0.50% · 4.625%
HK$86,040
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,464/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,617
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,405
−HK$2,832/mo
Today · 4.125%
HK$95,237
baseline
▲ 0.50% · 4.625%
HK$101,032
+HK$5,795/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,474/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,698
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,372
−HK$2,712/mo
Today · 4.125%
HK$105,084
baseline
▲ 0.50% · 4.625%
HK$110,623
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,168/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,947 · Scale 2, in force from 26 Feb 2026)