LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,788
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,574/mo
Today · 4.125%
HK$52,910
baseline
▲ 0.50% · 4.625%
HK$56,129
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,820/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,388
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,874
−HK$1,507/mo
Today · 4.125%
HK$58,381
baseline
▲ 0.50% · 4.625%
HK$61,458
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,762/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,745
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,604
−HK$1,888/mo
Today · 4.125%
HK$63,492
baseline
▲ 0.50% · 4.625%
HK$67,355
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,984/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,466
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,248
−HK$1,809/mo
Today · 4.125%
HK$70,057
baseline
▲ 0.50% · 4.625%
HK$73,750
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,114/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,703
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,871
−HK$2,203/mo
Today · 4.125%
HK$74,074
baseline
▲ 0.50% · 4.625%
HK$78,581
+HK$4,507/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,148/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,544
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,623
−HK$2,110/mo
Today · 4.125%
HK$81,733
baseline
▲ 0.50% · 4.625%
HK$86,041
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,466/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,618
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,405
−HK$2,833/mo
Today · 4.125%
HK$95,238
baseline
▲ 0.50% · 4.625%
HK$101,033
+HK$5,795/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,476/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,699
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,373
−HK$2,712/mo
Today · 4.125%
HK$105,085
baseline
▲ 0.50% · 4.625%
HK$110,624
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,170/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,955 · Scale 2, in force from 26 Feb 2026)