LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,789
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,338
−HK$1,573/mo
Today · 4.125%
HK$52,911
baseline
▲ 0.50% · 4.625%
HK$56,131
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,822/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,390
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,875
−HK$1,507/mo
Today · 4.125%
HK$58,382
baseline
▲ 0.50% · 4.625%
HK$61,460
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,764/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,747
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,605
−HK$1,888/mo
Today · 4.125%
HK$63,493
baseline
▲ 0.50% · 4.625%
HK$67,357
+HK$3,864/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,986/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,468
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,250
−HK$1,809/mo
Today · 4.125%
HK$70,059
baseline
▲ 0.50% · 4.625%
HK$73,752
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,118/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,704
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,873
−HK$2,203/mo
Today · 4.125%
HK$74,076
baseline
▲ 0.50% · 4.625%
HK$78,583
+HK$4,507/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,152/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,546
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,625
−HK$2,110/mo
Today · 4.125%
HK$81,735
baseline
▲ 0.50% · 4.625%
HK$86,043
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,470/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,620
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,408
−HK$2,832/mo
Today · 4.125%
HK$95,240
baseline
▲ 0.50% · 4.625%
HK$101,035
+HK$5,795/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,480/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,701
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,375
−HK$2,713/mo
Today · 4.125%
HK$105,088
baseline
▲ 0.50% · 4.625%
HK$110,627
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,176/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$927,979 · Scale 2, in force from 26 Feb 2026)