LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,790
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,339
−HK$1,573/mo
Today · 4.125%
HK$52,912
baseline
▲ 0.50% · 4.625%
HK$56,132
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,824/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,391
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,877
−HK$1,507/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,461
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,748
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,607
−HK$1,888/mo
Today · 4.125%
HK$63,495
baseline
▲ 0.50% · 4.625%
HK$67,358
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,990/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,469
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,252
−HK$1,808/mo
Today · 4.125%
HK$70,060
baseline
▲ 0.50% · 4.625%
HK$73,753
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,120/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,706
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,875
−HK$2,202/mo
Today · 4.125%
HK$74,077
baseline
▲ 0.50% · 4.625%
HK$78,585
+HK$4,508/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,154/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,548
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,627
−HK$2,110/mo
Today · 4.125%
HK$81,737
baseline
▲ 0.50% · 4.625%
HK$86,046
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,474/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,622
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,410
−HK$2,832/mo
Today · 4.125%
HK$95,242
baseline
▲ 0.50% · 4.625%
HK$101,038
+HK$5,796/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,484/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,704
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,378
−HK$2,713/mo
Today · 4.125%
HK$105,091
baseline
▲ 0.50% · 4.625%
HK$110,630
+HK$5,539/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,182/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,002 · Scale 2, in force from 26 Feb 2026)