LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,790
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,339
−HK$1,574/mo
Today · 4.125%
HK$52,913
baseline
▲ 0.50% · 4.625%
HK$56,132
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,826/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,391
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,877
−HK$1,507/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,461
+HK$3,077/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,749
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,607
−HK$1,888/mo
Today · 4.125%
HK$63,495
baseline
▲ 0.50% · 4.625%
HK$67,359
+HK$3,864/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,990/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,470
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,252
−HK$1,809/mo
Today · 4.125%
HK$70,061
baseline
▲ 0.50% · 4.625%
HK$73,754
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,122/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,707
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,875
−HK$2,203/mo
Today · 4.125%
HK$74,078
baseline
▲ 0.50% · 4.625%
HK$78,585
+HK$4,507/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$148,156/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,548
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,628
−HK$2,110/mo
Today · 4.125%
HK$81,738
baseline
▲ 0.50% · 4.625%
HK$86,046
+HK$4,308/mo
Deposit HK$6.55M · loan HK$15.28M · min. income ≈ HK$163,476/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,623
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,411
−HK$2,832/mo
Today · 4.125%
HK$95,243
baseline
▲ 0.50% · 4.625%
HK$101,038
+HK$5,795/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,486/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,704
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,378
−HK$2,713/mo
Today · 4.125%
HK$105,091
baseline
▲ 0.50% · 4.625%
HK$110,631
+HK$5,540/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,182/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,008 · Scale 2, in force from 26 Feb 2026)