LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,791
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,340
−HK$1,574/mo
Today · 4.125%
HK$52,914
baseline
▲ 0.50% · 4.625%
HK$56,133
+HK$3,219/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,828/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,392
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,878
−HK$1,507/mo
Today · 4.125%
HK$58,385
baseline
▲ 0.50% · 4.625%
HK$61,463
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,770/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,750
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,608
−HK$1,889/mo
Today · 4.125%
HK$63,497
baseline
▲ 0.50% · 4.625%
HK$67,360
+HK$3,863/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,994/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,471
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,254
−HK$1,808/mo
Today · 4.125%
HK$70,062
baseline
▲ 0.50% · 4.625%
HK$73,755
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,124/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,708
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,876
−HK$2,203/mo
Today · 4.125%
HK$74,079
baseline
▲ 0.50% · 4.625%
HK$78,587
+HK$4,508/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,158/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,549
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,629
−HK$2,110/mo
Today · 4.125%
HK$81,739
baseline
▲ 0.50% · 4.625%
HK$86,048
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,478/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,625
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,412
−HK$2,833/mo
Today · 4.125%
HK$95,245
baseline
▲ 0.50% · 4.625%
HK$101,040
+HK$5,795/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,490/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,706
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,381
−HK$2,712/mo
Today · 4.125%
HK$105,093
baseline
▲ 0.50% · 4.625%
HK$110,633
+HK$5,540/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,186/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,026 · Scale 2, in force from 26 Feb 2026)