LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,793
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,342
−HK$1,574/mo
Today · 4.125%
HK$52,916
baseline
▲ 0.50% · 4.625%
HK$56,136
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,832/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,395
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,880
−HK$1,507/mo
Today · 4.125%
HK$58,387
baseline
▲ 0.50% · 4.625%
HK$61,465
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,774/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,752
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,611
−HK$1,888/mo
Today · 4.125%
HK$63,499
baseline
▲ 0.50% · 4.625%
HK$67,363
+HK$3,864/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$126,998/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,474
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,256
−HK$1,809/mo
Today · 4.125%
HK$70,065
baseline
▲ 0.50% · 4.625%
HK$73,758
+HK$3,693/mo
Deposit HK$8.73M · loan HK$13.10M · min. income ≈ HK$140,130/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,711
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,879
−HK$2,203/mo
Today · 4.125%
HK$74,082
baseline
▲ 0.50% · 4.625%
HK$78,590
+HK$4,508/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,164/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,553
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,632
−HK$2,110/mo
Today · 4.125%
HK$81,742
baseline
▲ 0.50% · 4.625%
HK$86,051
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,484/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,628
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,416
−HK$2,833/mo
Today · 4.125%
HK$95,249
baseline
▲ 0.50% · 4.625%
HK$101,044
+HK$5,795/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,498/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,710
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,385
−HK$2,712/mo
Today · 4.125%
HK$105,097
baseline
▲ 0.50% · 4.625%
HK$110,637
+HK$5,540/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,194/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,063 · Scale 2, in force from 26 Feb 2026)