LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,795
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,344
−HK$1,574/mo
Today · 4.125%
HK$52,918
baseline
▲ 0.50% · 4.625%
HK$56,138
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,836/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,397
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,883
−HK$1,507/mo
Today · 4.125%
HK$58,390
baseline
▲ 0.50% · 4.625%
HK$61,468
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,780/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,754
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,613
−HK$1,889/mo
Today · 4.125%
HK$63,502
baseline
▲ 0.50% · 4.625%
HK$67,365
+HK$3,863/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$127,004/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,476
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,259
−HK$1,809/mo
Today · 4.125%
HK$70,068
baseline
▲ 0.50% · 4.625%
HK$73,761
+HK$3,693/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$140,136/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,714
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,882
−HK$2,203/mo
Today · 4.125%
HK$74,085
baseline
▲ 0.50% · 4.625%
HK$78,593
+HK$4,508/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,170/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,556
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,636
−HK$2,110/mo
Today · 4.125%
HK$81,746
baseline
▲ 0.50% · 4.625%
HK$86,055
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,492/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,632
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,420
−HK$2,832/mo
Today · 4.125%
HK$95,252
baseline
▲ 0.50% · 4.625%
HK$101,048
+HK$5,796/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,504/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,714
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,389
−HK$2,713/mo
Today · 4.125%
HK$105,102
baseline
▲ 0.50% · 4.625%
HK$110,642
+HK$5,540/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,204/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,099 · Scale 2, in force from 26 Feb 2026)