LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,796
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,345
−HK$1,573/mo
Today · 4.125%
HK$52,918
baseline
▲ 0.50% · 4.625%
HK$56,138
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,836/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,397
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,883
−HK$1,507/mo
Today · 4.125%
HK$58,390
baseline
▲ 0.50% · 4.625%
HK$61,468
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,780/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,755
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,613
−HK$1,889/mo
Today · 4.125%
HK$63,502
baseline
▲ 0.50% · 4.625%
HK$67,366
+HK$3,864/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$127,004/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,477
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,259
−HK$1,809/mo
Today · 4.125%
HK$70,068
baseline
▲ 0.50% · 4.625%
HK$73,761
+HK$3,693/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$140,136/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,714
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,882
−HK$2,204/mo
Today · 4.125%
HK$74,086
baseline
▲ 0.50% · 4.625%
HK$78,593
+HK$4,507/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,172/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,556
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,636
−HK$2,110/mo
Today · 4.125%
HK$81,746
baseline
▲ 0.50% · 4.625%
HK$86,055
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,492/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,632
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,420
−HK$2,833/mo
Today · 4.125%
HK$95,253
baseline
▲ 0.50% · 4.625%
HK$101,049
+HK$5,796/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$190,506/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,715
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,389
−HK$2,713/mo
Today · 4.125%
HK$105,102
baseline
▲ 0.50% · 4.625%
HK$110,642
+HK$5,540/mo
Deposit HK$2.18M · loan HK$19.65M · min. income ≈ HK$210,204/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,104 · Scale 2, in force from 26 Feb 2026)