LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,800
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,349
−HK$1,574/mo
Today · 4.125%
HK$52,923
baseline
▲ 0.50% · 4.625%
HK$56,143
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,846/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,402
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,888
−HK$1,507/mo
Today · 4.125%
HK$58,395
baseline
▲ 0.50% · 4.625%
HK$61,473
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,790/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,760
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,619
−HK$1,888/mo
Today · 4.125%
HK$63,507
baseline
▲ 0.50% · 4.625%
HK$67,371
+HK$3,864/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$127,014/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,482
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,265
−HK$1,809/mo
Today · 4.125%
HK$70,074
baseline
▲ 0.50% · 4.625%
HK$73,768
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$140,148/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,720
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,888
−HK$2,204/mo
Today · 4.125%
HK$74,092
baseline
▲ 0.50% · 4.625%
HK$78,600
+HK$4,508/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,184/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,562
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,643
−HK$2,110/mo
Today · 4.125%
HK$81,753
baseline
▲ 0.50% · 4.625%
HK$86,062
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,506/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,639
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,428
−HK$2,833/mo
Today · 4.125%
HK$95,261
baseline
▲ 0.50% · 4.625%
HK$101,057
+HK$5,796/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,522/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,723
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,398
−HK$2,713/mo
Today · 4.125%
HK$105,111
baseline
▲ 0.50% · 4.625%
HK$110,651
+HK$5,540/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,222/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,180 · Scale 2, in force from 26 Feb 2026)