LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,801
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,350
−HK$1,574/mo
Today · 4.125%
HK$52,924
baseline
▲ 0.50% · 4.625%
HK$56,144
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,848/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,403
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,889
−HK$1,507/mo
Today · 4.125%
HK$58,396
baseline
▲ 0.50% · 4.625%
HK$61,474
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,792/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,761
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,620
−HK$1,888/mo
Today · 4.125%
HK$63,508
baseline
▲ 0.50% · 4.625%
HK$67,373
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$127,016/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,483
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,266
−HK$1,809/mo
Today · 4.125%
HK$70,075
baseline
▲ 0.50% · 4.625%
HK$73,769
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$140,150/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,721
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,890
−HK$2,203/mo
Today · 4.125%
HK$74,093
baseline
▲ 0.50% · 4.625%
HK$78,602
+HK$4,509/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,186/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,564
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,644
−HK$2,111/mo
Today · 4.125%
HK$81,755
baseline
▲ 0.50% · 4.625%
HK$86,064
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,510/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,641
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,430
−HK$2,833/mo
Today · 4.125%
HK$95,263
baseline
▲ 0.50% · 4.625%
HK$101,059
+HK$5,796/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,526/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,725
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,400
−HK$2,713/mo
Today · 4.125%
HK$105,113
baseline
▲ 0.50% · 4.625%
HK$110,654
+HK$5,541/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,226/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,200 · Scale 2, in force from 26 Feb 2026)