LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,803
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,352
−HK$1,574/mo
Today · 4.125%
HK$52,926
baseline
▲ 0.50% · 4.625%
HK$56,146
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,852/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,405
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,891
−HK$1,507/mo
Today · 4.125%
HK$58,398
baseline
▲ 0.50% · 4.625%
HK$61,477
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,796/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,763
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,622
−HK$1,889/mo
Today · 4.125%
HK$63,511
baseline
▲ 0.50% · 4.625%
HK$67,375
+HK$3,864/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$127,022/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,486
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,269
−HK$1,809/mo
Today · 4.125%
HK$70,078
baseline
▲ 0.50% · 4.625%
HK$73,772
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.10M · min. income ≈ HK$140,156/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,724
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,893
−HK$2,203/mo
Today · 4.125%
HK$74,096
baseline
▲ 0.50% · 4.625%
HK$78,605
+HK$4,509/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,192/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,567
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,647
−HK$2,111/mo
Today · 4.125%
HK$81,758
baseline
▲ 0.50% · 4.625%
HK$86,067
+HK$4,309/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,516/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,645
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$92,433
−HK$2,833/mo
Today · 4.125%
HK$95,266
baseline
▲ 0.50% · 4.625%
HK$101,063
+HK$5,797/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,532/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,729
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,404
−HK$2,713/mo
Today · 4.125%
HK$105,117
baseline
▲ 0.50% · 4.625%
HK$110,658
+HK$5,541/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,234/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,236 · Scale 2, in force from 26 Feb 2026)