LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,805
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,354
−HK$1,574/mo
Today · 4.125%
HK$52,928
baseline
▲ 0.50% · 4.625%
HK$56,148
+HK$3,220/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,856/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,407
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,893
−HK$1,508/mo
Today · 4.125%
HK$58,401
baseline
▲ 0.50% · 4.625%
HK$61,479
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,802/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,766
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,625
−HK$1,888/mo
Today · 4.125%
HK$63,513
baseline
▲ 0.50% · 4.625%
HK$67,378
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,026/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,489
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,272
−HK$1,809/mo
Today · 4.125%
HK$70,081
baseline
▲ 0.50% · 4.625%
HK$73,775
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,162/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,727
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,895
−HK$2,204/mo
Today · 4.125%
HK$74,099
baseline
▲ 0.50% · 4.625%
HK$78,608
+HK$4,509/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,198/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,570
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,651
−HK$2,110/mo
Today · 4.125%
HK$81,761
baseline
▲ 0.50% · 4.625%
HK$86,071
+HK$4,310/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,522/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,648
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,437
−HK$2,833/mo
Today · 4.125%
HK$95,270
baseline
▲ 0.50% · 4.625%
HK$101,067
+HK$5,797/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,540/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,733
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,408
−HK$2,713/mo
Today · 4.125%
HK$105,121
baseline
▲ 0.50% · 4.625%
HK$110,662
+HK$5,541/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,242/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,273 · Scale 2, in force from 26 Feb 2026)