LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,808
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,357
−HK$1,574/mo
Today · 4.125%
HK$52,931
baseline
▲ 0.50% · 4.625%
HK$56,152
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,862/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,410
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,896
−HK$1,508/mo
Today · 4.125%
HK$58,404
baseline
▲ 0.50% · 4.625%
HK$61,483
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,808/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,769
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,628
−HK$1,889/mo
Today · 4.125%
HK$63,517
baseline
▲ 0.50% · 4.625%
HK$67,382
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,034/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,492
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,276
−HK$1,809/mo
Today · 4.125%
HK$70,085
baseline
▲ 0.50% · 4.625%
HK$73,779
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,170/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,731
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,900
−HK$2,203/mo
Today · 4.125%
HK$74,103
baseline
▲ 0.50% · 4.625%
HK$78,612
+HK$4,509/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,206/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,575
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,655
−HK$2,111/mo
Today · 4.125%
HK$81,766
baseline
▲ 0.50% · 4.625%
HK$86,076
+HK$4,310/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,532/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,654
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,442
−HK$2,834/mo
Today · 4.125%
HK$95,276
baseline
▲ 0.50% · 4.625%
HK$101,073
+HK$5,797/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,552/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,739
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,414
−HK$2,713/mo
Today · 4.125%
HK$105,127
baseline
▲ 0.50% · 4.625%
HK$110,669
+HK$5,542/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,254/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,326 · Scale 2, in force from 26 Feb 2026)