LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,809
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,359
−HK$1,574/mo
Today · 4.125%
HK$52,933
baseline
▲ 0.50% · 4.625%
HK$56,154
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,866/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,412
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,898
−HK$1,508/mo
Today · 4.125%
HK$58,406
baseline
▲ 0.50% · 4.625%
HK$61,485
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,812/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,771
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,630
−HK$1,889/mo
Today · 4.125%
HK$63,519
baseline
▲ 0.50% · 4.625%
HK$67,384
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,038/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,495
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,278
−HK$1,809/mo
Today · 4.125%
HK$70,087
baseline
▲ 0.50% · 4.625%
HK$73,782
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,174/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,733
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,902
−HK$2,204/mo
Today · 4.125%
HK$74,106
baseline
▲ 0.50% · 4.625%
HK$78,615
+HK$4,509/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,212/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,577
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,658
−HK$2,110/mo
Today · 4.125%
HK$81,768
baseline
▲ 0.50% · 4.625%
HK$86,079
+HK$4,311/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,536/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,657
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,446
−HK$2,833/mo
Today · 4.125%
HK$95,279
baseline
▲ 0.50% · 4.625%
HK$101,076
+HK$5,797/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,558/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,742
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,417
−HK$2,714/mo
Today · 4.125%
HK$105,131
baseline
▲ 0.50% · 4.625%
HK$110,672
+HK$5,541/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,262/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,358 · Scale 2, in force from 26 Feb 2026)