LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,810
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,359
−HK$1,574/mo
Today · 4.125%
HK$52,933
baseline
▲ 0.50% · 4.625%
HK$56,154
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,866/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,413
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,899
−HK$1,507/mo
Today · 4.125%
HK$58,406
baseline
▲ 0.50% · 4.625%
HK$61,485
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,812/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,771
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,631
−HK$1,889/mo
Today · 4.125%
HK$63,520
baseline
▲ 0.50% · 4.625%
HK$67,385
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,040/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,495
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,278
−HK$1,810/mo
Today · 4.125%
HK$70,088
baseline
▲ 0.50% · 4.625%
HK$73,782
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,176/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,733
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,902
−HK$2,204/mo
Today · 4.125%
HK$74,106
baseline
▲ 0.50% · 4.625%
HK$78,615
+HK$4,509/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,212/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,578
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,658
−HK$2,111/mo
Today · 4.125%
HK$81,769
baseline
▲ 0.50% · 4.625%
HK$86,079
+HK$4,310/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,538/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,657
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,446
−HK$2,833/mo
Today · 4.125%
HK$95,279
baseline
▲ 0.50% · 4.625%
HK$101,077
+HK$5,798/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,558/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,743
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,418
−HK$2,713/mo
Today · 4.125%
HK$105,131
baseline
▲ 0.50% · 4.625%
HK$110,673
+HK$5,542/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,262/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,363 · Scale 2, in force from 26 Feb 2026)