LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,811
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,360
−HK$1,574/mo
Today · 4.125%
HK$52,934
baseline
▲ 0.50% · 4.625%
HK$56,155
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,868/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,414
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,900
−HK$1,508/mo
Today · 4.125%
HK$58,408
baseline
▲ 0.50% · 4.625%
HK$61,486
+HK$3,078/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,816/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,773
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,632
−HK$1,889/mo
Today · 4.125%
HK$63,521
baseline
▲ 0.50% · 4.625%
HK$67,386
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,042/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,496
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,280
−HK$1,809/mo
Today · 4.125%
HK$70,089
baseline
▲ 0.50% · 4.625%
HK$73,784
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,178/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,735
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,904
−HK$2,204/mo
Today · 4.125%
HK$74,108
baseline
▲ 0.50% · 4.625%
HK$78,617
+HK$4,509/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,216/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,579
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,660
−HK$2,111/mo
Today · 4.125%
HK$81,771
baseline
▲ 0.50% · 4.625%
HK$86,081
+HK$4,310/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,542/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,659
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,448
−HK$2,833/mo
Today · 4.125%
HK$95,281
baseline
▲ 0.50% · 4.625%
HK$101,079
+HK$5,798/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,562/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,745
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,420
−HK$2,714/mo
Today · 4.125%
HK$105,134
baseline
▲ 0.50% · 4.625%
HK$110,675
+HK$5,541/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,268/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,381 · Scale 2, in force from 26 Feb 2026)