LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,812
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,362
−HK$1,574/mo
Today · 4.125%
HK$52,936
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,872/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,416
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,902
−HK$1,508/mo
Today · 4.125%
HK$58,410
baseline
▲ 0.50% · 4.625%
HK$61,489
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,820/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,775
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,634
−HK$1,889/mo
Today · 4.125%
HK$63,523
baseline
▲ 0.50% · 4.625%
HK$67,388
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,046/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,499
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,282
−HK$1,810/mo
Today · 4.125%
HK$70,092
baseline
▲ 0.50% · 4.625%
HK$73,786
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,184/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,737
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,907
−HK$2,203/mo
Today · 4.125%
HK$74,110
baseline
▲ 0.50% · 4.625%
HK$78,620
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,220/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,582
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,663
−HK$2,111/mo
Today · 4.125%
HK$81,774
baseline
▲ 0.50% · 4.625%
HK$86,084
+HK$4,310/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,548/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,662
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,451
−HK$2,834/mo
Today · 4.125%
HK$95,285
baseline
▲ 0.50% · 4.625%
HK$101,083
+HK$5,798/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,570/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,748
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,424
−HK$2,713/mo
Today · 4.125%
HK$105,137
baseline
▲ 0.50% · 4.625%
HK$110,679
+HK$5,542/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,274/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,416 · Scale 2, in force from 26 Feb 2026)