LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,814
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,363
−HK$1,574/mo
Today · 4.125%
HK$52,937
baseline
▲ 0.50% · 4.625%
HK$56,159
+HK$3,222/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,874/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,417
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,904
−HK$1,507/mo
Today · 4.125%
HK$58,411
baseline
▲ 0.50% · 4.625%
HK$61,490
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,822/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,776
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,636
−HK$1,889/mo
Today · 4.125%
HK$63,525
baseline
▲ 0.50% · 4.625%
HK$67,390
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,050/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,501
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,284
−HK$1,810/mo
Today · 4.125%
HK$70,094
baseline
▲ 0.50% · 4.625%
HK$73,788
+HK$3,694/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,188/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,739
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,908
−HK$2,204/mo
Today · 4.125%
HK$74,112
baseline
▲ 0.50% · 4.625%
HK$78,622
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,224/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,584
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,665
−HK$2,111/mo
Today · 4.125%
HK$81,776
baseline
▲ 0.50% · 4.625%
HK$86,086
+HK$4,310/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,552/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,665
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,454
−HK$2,833/mo
Today · 4.125%
HK$95,287
baseline
▲ 0.50% · 4.625%
HK$101,085
+HK$5,798/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,574/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,751
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,426
−HK$2,714/mo
Today · 4.125%
HK$105,140
baseline
▲ 0.50% · 4.625%
HK$110,682
+HK$5,542/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,280/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,441 · Scale 2, in force from 26 Feb 2026)