LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,815
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,364
−HK$1,575/mo
Today · 4.125%
HK$52,939
baseline
▲ 0.50% · 4.625%
HK$56,160
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,878/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,418
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,905
−HK$1,507/mo
Today · 4.125%
HK$58,412
baseline
▲ 0.50% · 4.625%
HK$61,491
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,824/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,778
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,637
−HK$1,889/mo
Today · 4.125%
HK$63,526
baseline
▲ 0.50% · 4.625%
HK$67,392
+HK$3,866/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,052/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,502
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,286
−HK$1,809/mo
Today · 4.125%
HK$70,095
baseline
▲ 0.50% · 4.625%
HK$73,790
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,190/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,741
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,910
−HK$2,204/mo
Today · 4.125%
HK$74,114
baseline
▲ 0.50% · 4.625%
HK$78,624
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,228/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,586
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,667
−HK$2,110/mo
Today · 4.125%
HK$81,777
baseline
▲ 0.50% · 4.625%
HK$86,088
+HK$4,311/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,554/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,666
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,456
−HK$2,833/mo
Today · 4.125%
HK$95,289
baseline
▲ 0.50% · 4.625%
HK$101,087
+HK$5,798/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,578/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,753
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,428
−HK$2,714/mo
Today · 4.125%
HK$105,142
baseline
▲ 0.50% · 4.625%
HK$110,685
+HK$5,543/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,284/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,460 · Scale 2, in force from 26 Feb 2026)