LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,816
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,366
−HK$1,574/mo
Today · 4.125%
HK$52,940
baseline
▲ 0.50% · 4.625%
HK$56,161
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,880/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,420
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,906
−HK$1,508/mo
Today · 4.125%
HK$58,414
baseline
▲ 0.50% · 4.625%
HK$61,493
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,828/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,779
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,639
−HK$1,889/mo
Today · 4.125%
HK$63,528
baseline
▲ 0.50% · 4.625%
HK$67,394
+HK$3,866/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,056/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,504
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,287
−HK$1,810/mo
Today · 4.125%
HK$70,097
baseline
▲ 0.50% · 4.625%
HK$73,792
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,194/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,743
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,912
−HK$2,204/mo
Today · 4.125%
HK$74,116
baseline
▲ 0.50% · 4.625%
HK$78,626
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,232/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,588
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,669
−HK$2,111/mo
Today · 4.125%
HK$81,780
baseline
▲ 0.50% · 4.625%
HK$86,090
+HK$4,310/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,560/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,669
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,458
−HK$2,834/mo
Today · 4.125%
HK$95,292
baseline
▲ 0.50% · 4.625%
HK$101,090
+HK$5,798/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,584/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,756
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,431
−HK$2,714/mo
Today · 4.125%
HK$105,145
baseline
▲ 0.50% · 4.625%
HK$110,688
+HK$5,543/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,290/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,486 · Scale 2, in force from 26 Feb 2026)