LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,818
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,368
−HK$1,574/mo
Today · 4.125%
HK$52,942
baseline
▲ 0.50% · 4.625%
HK$56,164
+HK$3,222/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,884/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,422
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,909
−HK$1,508/mo
Today · 4.125%
HK$58,417
baseline
▲ 0.50% · 4.625%
HK$61,496
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,834/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,782
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,641
−HK$1,890/mo
Today · 4.125%
HK$63,531
baseline
▲ 0.50% · 4.625%
HK$67,396
+HK$3,865/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,062/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,507
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,290
−HK$1,810/mo
Today · 4.125%
HK$70,100
baseline
▲ 0.50% · 4.625%
HK$73,795
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,200/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,746
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,915
−HK$2,204/mo
Today · 4.125%
HK$74,119
baseline
▲ 0.50% · 4.625%
HK$78,629
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,238/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,591
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,672
−HK$2,111/mo
Today · 4.125%
HK$81,783
baseline
▲ 0.50% · 4.625%
HK$86,094
+HK$4,311/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,566/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,673
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,462
−HK$2,834/mo
Today · 4.125%
HK$95,296
baseline
▲ 0.50% · 4.625%
HK$101,095
+HK$5,799/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,592/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,760
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,436
−HK$2,714/mo
Today · 4.125%
HK$105,150
baseline
▲ 0.50% · 4.625%
HK$110,693
+HK$5,543/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,300/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,526 · Scale 2, in force from 26 Feb 2026)