LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,820
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,370
−HK$1,574/mo
Today · 4.125%
HK$52,944
baseline
▲ 0.50% · 4.625%
HK$56,166
+HK$3,222/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,888/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,424
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,911
−HK$1,508/mo
Today · 4.125%
HK$58,419
baseline
▲ 0.50% · 4.625%
HK$61,498
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,838/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,784
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,889/mo
Today · 4.125%
HK$63,533
baseline
▲ 0.50% · 4.625%
HK$67,399
+HK$3,866/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,066/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,509
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,293
−HK$1,810/mo
Today · 4.125%
HK$70,103
baseline
▲ 0.50% · 4.625%
HK$73,798
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,206/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,748
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,918
−HK$2,204/mo
Today · 4.125%
HK$74,122
baseline
▲ 0.50% · 4.625%
HK$78,632
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,244/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,594
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,675
−HK$2,111/mo
Today · 4.125%
HK$81,786
baseline
▲ 0.50% · 4.625%
HK$86,097
+HK$4,311/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,572/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,676
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,466
−HK$2,834/mo
Today · 4.125%
HK$95,300
baseline
▲ 0.50% · 4.625%
HK$101,099
+HK$5,799/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,600/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,764
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,440
−HK$2,714/mo
Today · 4.125%
HK$105,154
baseline
▲ 0.50% · 4.625%
HK$110,697
+HK$5,543/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,308/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,562 · Scale 2, in force from 26 Feb 2026)