LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,821
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,370
−HK$1,575/mo
Today · 4.125%
HK$52,945
baseline
▲ 0.50% · 4.625%
HK$56,166
+HK$3,221/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,890/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,425
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,911
−HK$1,508/mo
Today · 4.125%
HK$58,419
baseline
▲ 0.50% · 4.625%
HK$61,499
+HK$3,080/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,838/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,785
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,890/mo
Today · 4.125%
HK$63,534
baseline
▲ 0.50% · 4.625%
HK$67,400
+HK$3,866/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,068/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,510
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,294
−HK$1,809/mo
Today · 4.125%
HK$70,103
baseline
▲ 0.50% · 4.625%
HK$73,798
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,206/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,749
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,918
−HK$2,205/mo
Today · 4.125%
HK$74,123
baseline
▲ 0.50% · 4.625%
HK$78,633
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,246/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,595
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,676
−HK$2,111/mo
Today · 4.125%
HK$81,787
baseline
▲ 0.50% · 4.625%
HK$86,098
+HK$4,311/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,574/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,677
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,467
−HK$2,834/mo
Today · 4.125%
HK$95,301
baseline
▲ 0.50% · 4.625%
HK$101,099
+HK$5,798/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,602/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,765
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,440
−HK$2,715/mo
Today · 4.125%
HK$105,155
baseline
▲ 0.50% · 4.625%
HK$110,698
+HK$5,543/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,310/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,569 · Scale 2, in force from 26 Feb 2026)