LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,823
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,373
−HK$1,575/mo
Today · 4.125%
HK$52,948
baseline
▲ 0.50% · 4.625%
HK$56,170
+HK$3,222/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$105,896/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,428
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,915
−HK$1,508/mo
Today · 4.125%
HK$58,423
baseline
▲ 0.50% · 4.625%
HK$61,502
+HK$3,079/mo
Deposit HK$10.92M · loan HK$10.92M · min. income ≈ HK$116,846/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,788
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,648
−HK$1,889/mo
Today · 4.125%
HK$63,537
baseline
▲ 0.50% · 4.625%
HK$67,403
+HK$3,866/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,074/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,514
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,298
−HK$1,809/mo
Today · 4.125%
HK$70,107
baseline
▲ 0.50% · 4.625%
HK$73,803
+HK$3,696/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,214/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,753
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,923
−HK$2,204/mo
Today · 4.125%
HK$74,127
baseline
▲ 0.50% · 4.625%
HK$78,637
+HK$4,510/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$148,254/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,599
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,681
−HK$2,111/mo
Today · 4.125%
HK$81,792
baseline
▲ 0.50% · 4.625%
HK$86,103
+HK$4,311/mo
Deposit HK$6.55M · loan HK$15.29M · min. income ≈ HK$163,584/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,682
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,472
−HK$2,834/mo
Today · 4.125%
HK$95,306
baseline
▲ 0.50% · 4.625%
HK$101,105
+HK$5,799/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$190,612/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,771
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,446
−HK$2,715/mo
Today · 4.125%
HK$105,161
baseline
▲ 0.50% · 4.625%
HK$110,704
+HK$5,543/mo
Deposit HK$2.18M · loan HK$19.66M · min. income ≈ HK$210,322/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,623 · Scale 2, in force from 26 Feb 2026)