LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,824
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,374
−HK$1,574/mo
Today · 4.125%
HK$52,948
baseline
▲ 0.50% · 4.625%
HK$56,170
+HK$3,222/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,896/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,428
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,915
−HK$1,508/mo
Today · 4.125%
HK$58,423
baseline
▲ 0.50% · 4.625%
HK$61,503
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,846/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,789
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,648
−HK$1,890/mo
Today · 4.125%
HK$63,538
baseline
▲ 0.50% · 4.625%
HK$67,404
+HK$3,866/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,076/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,514
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,298
−HK$1,810/mo
Today · 4.125%
HK$70,108
baseline
▲ 0.50% · 4.625%
HK$73,803
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,216/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,753
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,923
−HK$2,204/mo
Today · 4.125%
HK$74,127
baseline
▲ 0.50% · 4.625%
HK$78,638
+HK$4,511/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,254/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,600
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,681
−HK$2,111/mo
Today · 4.125%
HK$81,792
baseline
▲ 0.50% · 4.625%
HK$86,104
+HK$4,312/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,584/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,683
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,472
−HK$2,835/mo
Today · 4.125%
HK$95,307
baseline
▲ 0.50% · 4.625%
HK$101,106
+HK$5,799/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,614/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,771
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,447
−HK$2,715/mo
Today · 4.125%
HK$105,162
baseline
▲ 0.50% · 4.625%
HK$110,705
+HK$5,543/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,324/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,629 · Scale 2, in force from 26 Feb 2026)