LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,825
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,374
−HK$1,575/mo
Today · 4.125%
HK$52,949
baseline
▲ 0.50% · 4.625%
HK$56,171
+HK$3,222/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,898/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,429
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,916
−HK$1,508/mo
Today · 4.125%
HK$58,424
baseline
▲ 0.50% · 4.625%
HK$61,504
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,848/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,790
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,649
−HK$1,890/mo
Today · 4.125%
HK$63,539
baseline
▲ 0.50% · 4.625%
HK$67,405
+HK$3,866/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,078/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,515
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,299
−HK$1,810/mo
Today · 4.125%
HK$70,109
baseline
▲ 0.50% · 4.625%
HK$73,804
+HK$3,695/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,218/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,754
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,924
−HK$2,205/mo
Today · 4.125%
HK$74,129
baseline
▲ 0.50% · 4.625%
HK$78,639
+HK$4,510/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,258/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,601
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,682
−HK$2,112/mo
Today · 4.125%
HK$81,794
baseline
▲ 0.50% · 4.625%
HK$86,105
+HK$4,311/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,588/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,684
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,474
−HK$2,834/mo
Today · 4.125%
HK$95,308
baseline
▲ 0.50% · 4.625%
HK$101,108
+HK$5,800/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,616/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,773
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,449
−HK$2,714/mo
Today · 4.125%
HK$105,163
baseline
▲ 0.50% · 4.625%
HK$110,707
+HK$5,544/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,326/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,644 · Scale 2, in force from 26 Feb 2026)