LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,834
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,385
−HK$1,574/mo
Today · 4.125%
HK$52,959
baseline
▲ 0.50% · 4.625%
HK$56,182
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,918/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,440
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,927
−HK$1,509/mo
Today · 4.125%
HK$58,436
baseline
▲ 0.50% · 4.625%
HK$61,516
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,872/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,801
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,661
−HK$1,890/mo
Today · 4.125%
HK$63,551
baseline
▲ 0.50% · 4.625%
HK$67,418
+HK$3,867/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,102/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,528
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,313
−HK$1,810/mo
Today · 4.125%
HK$70,123
baseline
▲ 0.50% · 4.625%
HK$73,819
+HK$3,696/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,246/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,768
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,938
−HK$2,205/mo
Today · 4.125%
HK$74,143
baseline
▲ 0.50% · 4.625%
HK$78,655
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,286/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,616
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,698
−HK$2,112/mo
Today · 4.125%
HK$81,810
baseline
▲ 0.50% · 4.625%
HK$86,122
+HK$4,312/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,620/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,702
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,492
−HK$2,835/mo
Today · 4.125%
HK$95,327
baseline
▲ 0.50% · 4.625%
HK$101,127
+HK$5,800/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,654/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,792
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,469
−HK$2,715/mo
Today · 4.125%
HK$105,184
baseline
▲ 0.50% · 4.625%
HK$110,728
+HK$5,544/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,368/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,827 · Scale 2, in force from 26 Feb 2026)