LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,835
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,385
−HK$1,575/mo
Today · 4.125%
HK$52,960
baseline
▲ 0.50% · 4.625%
HK$56,183
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,920/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,441
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,928
−HK$1,508/mo
Today · 4.125%
HK$58,436
baseline
▲ 0.50% · 4.625%
HK$61,517
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,872/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,802
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,662
−HK$1,890/mo
Today · 4.125%
HK$63,552
baseline
▲ 0.50% · 4.625%
HK$67,419
+HK$3,867/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,104/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,529
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,313
−HK$1,811/mo
Today · 4.125%
HK$70,124
baseline
▲ 0.50% · 4.625%
HK$73,820
+HK$3,696/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,248/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,769
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,939
−HK$2,205/mo
Today · 4.125%
HK$74,144
baseline
▲ 0.50% · 4.625%
HK$78,656
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,288/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,617
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,699
−HK$2,112/mo
Today · 4.125%
HK$81,811
baseline
▲ 0.50% · 4.625%
HK$86,123
+HK$4,312/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,622/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,703
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,493
−HK$2,835/mo
Today · 4.125%
HK$95,328
baseline
▲ 0.50% · 4.625%
HK$101,129
+HK$5,801/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,656/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,794
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,470
−HK$2,715/mo
Today · 4.125%
HK$105,185
baseline
▲ 0.50% · 4.625%
HK$110,730
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,370/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,839 · Scale 2, in force from 26 Feb 2026)