LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,836
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,386
−HK$1,575/mo
Today · 4.125%
HK$52,961
baseline
▲ 0.50% · 4.625%
HK$56,183
+HK$3,222/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,922/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,442
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,928
−HK$1,509/mo
Today · 4.125%
HK$58,437
baseline
▲ 0.50% · 4.625%
HK$61,517
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,874/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,803
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,663
−HK$1,890/mo
Today · 4.125%
HK$63,553
baseline
▲ 0.50% · 4.625%
HK$67,420
+HK$3,867/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,106/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,530
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,314
−HK$1,810/mo
Today · 4.125%
HK$70,124
baseline
▲ 0.50% · 4.625%
HK$73,821
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,248/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,770
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,940
−HK$2,205/mo
Today · 4.125%
HK$74,145
baseline
▲ 0.50% · 4.625%
HK$78,657
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,290/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,618
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,700
−HK$2,112/mo
Today · 4.125%
HK$81,812
baseline
▲ 0.50% · 4.625%
HK$86,124
+HK$4,312/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,624/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,704
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,494
−HK$2,835/mo
Today · 4.125%
HK$95,329
baseline
▲ 0.50% · 4.625%
HK$101,130
+HK$5,801/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,658/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,795
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,471
−HK$2,715/mo
Today · 4.125%
HK$105,186
baseline
▲ 0.50% · 4.625%
HK$110,731
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,372/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,849 · Scale 2, in force from 26 Feb 2026)