LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,838
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,388
−HK$1,575/mo
Today · 4.125%
HK$52,963
baseline
▲ 0.50% · 4.625%
HK$56,186
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,926/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,444
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,931
−HK$1,508/mo
Today · 4.125%
HK$58,439
baseline
▲ 0.50% · 4.625%
HK$61,520
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,878/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,805
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,665
−HK$1,890/mo
Today · 4.125%
HK$63,555
baseline
▲ 0.50% · 4.625%
HK$67,423
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,110/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,533
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,317
−HK$1,810/mo
Today · 4.125%
HK$70,127
baseline
▲ 0.50% · 4.625%
HK$73,824
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,254/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,773
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,943
−HK$2,205/mo
Today · 4.125%
HK$74,148
baseline
▲ 0.50% · 4.625%
HK$78,660
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,296/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,621
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,703
−HK$2,112/mo
Today · 4.125%
HK$81,815
baseline
▲ 0.50% · 4.625%
HK$86,128
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,630/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,708
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,498
−HK$2,835/mo
Today · 4.125%
HK$95,333
baseline
▲ 0.50% · 4.625%
HK$101,134
+HK$5,801/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,666/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,799
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,476
−HK$2,715/mo
Today · 4.125%
HK$105,191
baseline
▲ 0.50% · 4.625%
HK$110,736
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,382/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,887 · Scale 2, in force from 26 Feb 2026)