LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,839
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,390
−HK$1,575/mo
Today · 4.125%
HK$52,965
baseline
▲ 0.50% · 4.625%
HK$56,187
+HK$3,222/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,930/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,446
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,933
−HK$1,508/mo
Today · 4.125%
HK$58,441
baseline
▲ 0.50% · 4.625%
HK$61,522
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,882/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,807
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,668
−HK$1,890/mo
Today · 4.125%
HK$63,558
baseline
▲ 0.50% · 4.625%
HK$67,425
+HK$3,867/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,116/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,535
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,319
−HK$1,811/mo
Today · 4.125%
HK$70,130
baseline
▲ 0.50% · 4.625%
HK$73,826
+HK$3,696/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,260/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,775
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,945
−HK$2,206/mo
Today · 4.125%
HK$74,151
baseline
▲ 0.50% · 4.625%
HK$78,662
+HK$4,511/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,302/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,624
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,706
−HK$2,112/mo
Today · 4.125%
HK$81,818
baseline
▲ 0.50% · 4.625%
HK$86,131
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,636/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,711
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,501
−HK$2,835/mo
Today · 4.125%
HK$95,336
baseline
▲ 0.50% · 4.625%
HK$101,137
+HK$5,801/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,672/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,802
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,479
−HK$2,715/mo
Today · 4.125%
HK$105,194
baseline
▲ 0.50% · 4.625%
HK$110,739
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,388/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,918 · Scale 2, in force from 26 Feb 2026)