LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,840
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,390
−HK$1,575/mo
Today · 4.125%
HK$52,965
baseline
▲ 0.50% · 4.625%
HK$56,188
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,930/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,446
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,933
−HK$1,509/mo
Today · 4.125%
HK$58,442
baseline
▲ 0.50% · 4.625%
HK$61,522
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,884/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,808
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,668
−HK$1,890/mo
Today · 4.125%
HK$63,558
baseline
▲ 0.50% · 4.625%
HK$67,426
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,116/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,536
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,320
−HK$1,810/mo
Today · 4.125%
HK$70,130
baseline
▲ 0.50% · 4.625%
HK$73,827
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,260/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,776
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,946
−HK$2,205/mo
Today · 4.125%
HK$74,151
baseline
▲ 0.50% · 4.625%
HK$78,663
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,302/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,625
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,707
−HK$2,112/mo
Today · 4.125%
HK$81,819
baseline
▲ 0.50% · 4.625%
HK$86,131
+HK$4,312/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,638/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,712
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,502
−HK$2,835/mo
Today · 4.125%
HK$95,337
baseline
▲ 0.50% · 4.625%
HK$101,138
+HK$5,801/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,674/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,803
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,480
−HK$2,715/mo
Today · 4.125%
HK$105,195
baseline
▲ 0.50% · 4.625%
HK$110,740
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,390/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,927 · Scale 2, in force from 26 Feb 2026)