LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,841
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,391
−HK$1,575/mo
Today · 4.125%
HK$52,966
baseline
▲ 0.50% · 4.625%
HK$56,189
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,932/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,447
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,934
−HK$1,509/mo
Today · 4.125%
HK$58,443
baseline
▲ 0.50% · 4.625%
HK$61,523
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,886/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,809
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,669
−HK$1,890/mo
Today · 4.125%
HK$63,559
baseline
▲ 0.50% · 4.625%
HK$67,427
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,118/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,537
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,321
−HK$1,810/mo
Today · 4.125%
HK$70,131
baseline
▲ 0.50% · 4.625%
HK$73,828
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,262/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,777
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,947
−HK$2,205/mo
Today · 4.125%
HK$74,152
baseline
▲ 0.50% · 4.625%
HK$78,664
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,304/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,626
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,708
−HK$2,112/mo
Today · 4.125%
HK$81,820
baseline
▲ 0.50% · 4.625%
HK$86,133
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,640/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,713
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,504
−HK$2,835/mo
Today · 4.125%
HK$95,339
baseline
▲ 0.50% · 4.625%
HK$101,140
+HK$5,801/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,678/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,805
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,482
−HK$2,715/mo
Today · 4.125%
HK$105,197
baseline
▲ 0.50% · 4.625%
HK$110,742
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,394/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,942 · Scale 2, in force from 26 Feb 2026)