LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,842
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,392
−HK$1,576/mo
Today · 4.125%
HK$52,968
baseline
▲ 0.50% · 4.625%
HK$56,191
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,936/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,449
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,936
−HK$1,509/mo
Today · 4.125%
HK$58,445
baseline
▲ 0.50% · 4.625%
HK$61,525
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,890/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,810
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,671
−HK$1,890/mo
Today · 4.125%
HK$63,561
baseline
▲ 0.50% · 4.625%
HK$67,429
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$127,122/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,539
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,323
−HK$1,810/mo
Today · 4.125%
HK$70,133
baseline
▲ 0.50% · 4.625%
HK$73,830
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.11M · min. income ≈ HK$140,266/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,779
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,949
−HK$2,206/mo
Today · 4.125%
HK$74,155
baseline
▲ 0.50% · 4.625%
HK$78,667
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,310/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,628
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,710
−HK$2,112/mo
Today · 4.125%
HK$81,822
baseline
▲ 0.50% · 4.625%
HK$86,135
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,644/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,716
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,506
−HK$2,836/mo
Today · 4.125%
HK$95,342
baseline
▲ 0.50% · 4.625%
HK$101,143
+HK$5,801/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,684/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,808
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,485
−HK$2,715/mo
Today · 4.125%
HK$105,200
baseline
▲ 0.50% · 4.625%
HK$110,745
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,400/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,969 · Scale 2, in force from 26 Feb 2026)