LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,843
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,393
−HK$1,576/mo
Today · 4.125%
HK$52,969
baseline
▲ 0.50% · 4.625%
HK$56,192
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,938/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,450
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,937
−HK$1,509/mo
Today · 4.125%
HK$58,446
baseline
▲ 0.50% · 4.625%
HK$61,526
+HK$3,080/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,892/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,812
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,672
−HK$1,890/mo
Today · 4.125%
HK$63,562
baseline
▲ 0.50% · 4.625%
HK$67,430
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$127,124/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,540
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,324
−HK$1,811/mo
Today · 4.125%
HK$70,135
baseline
▲ 0.50% · 4.625%
HK$73,832
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$140,270/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,780
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,951
−HK$2,205/mo
Today · 4.125%
HK$74,156
baseline
▲ 0.50% · 4.625%
HK$78,668
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,312/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,630
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,712
−HK$2,112/mo
Today · 4.125%
HK$81,824
baseline
▲ 0.50% · 4.625%
HK$86,137
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,648/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,717
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,508
−HK$2,835/mo
Today · 4.125%
HK$95,343
baseline
▲ 0.50% · 4.625%
HK$101,145
+HK$5,802/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,686/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,810
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,487
−HK$2,715/mo
Today · 4.125%
HK$105,202
baseline
▲ 0.50% · 4.625%
HK$110,747
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,404/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$928,987 · Scale 2, in force from 26 Feb 2026)