LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,844
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,395
−HK$1,575/mo
Today · 4.125%
HK$52,970
baseline
▲ 0.50% · 4.625%
HK$56,193
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,940/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,451
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,938
−HK$1,509/mo
Today · 4.125%
HK$58,447
baseline
▲ 0.50% · 4.625%
HK$61,528
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,894/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,813
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,674
−HK$1,890/mo
Today · 4.125%
HK$63,564
baseline
▲ 0.50% · 4.625%
HK$67,432
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$127,128/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,542
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,326
−HK$1,811/mo
Today · 4.125%
HK$70,137
baseline
▲ 0.50% · 4.625%
HK$73,834
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$140,274/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,782
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,953
−HK$2,205/mo
Today · 4.125%
HK$74,158
baseline
▲ 0.50% · 4.625%
HK$78,670
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,316/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,632
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,714
−HK$2,112/mo
Today · 4.125%
HK$81,826
baseline
▲ 0.50% · 4.625%
HK$86,139
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,652/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,720
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,511
−HK$2,835/mo
Today · 4.125%
HK$95,346
baseline
▲ 0.50% · 4.625%
HK$101,148
+HK$5,802/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,692/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,812
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,489
−HK$2,716/mo
Today · 4.125%
HK$105,205
baseline
▲ 0.50% · 4.625%
HK$110,750
+HK$5,545/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,410/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$929,011 · Scale 2, in force from 26 Feb 2026)