LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,845
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,396
−HK$1,575/mo
Today · 4.125%
HK$52,971
baseline
▲ 0.50% · 4.625%
HK$56,194
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,942/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,453
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,940
−HK$1,508/mo
Today · 4.125%
HK$58,448
baseline
▲ 0.50% · 4.625%
HK$61,529
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,896/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,815
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,675
−HK$1,890/mo
Today · 4.125%
HK$63,565
baseline
▲ 0.50% · 4.625%
HK$67,433
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$127,130/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,543
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,328
−HK$1,810/mo
Today · 4.125%
HK$70,138
baseline
▲ 0.50% · 4.625%
HK$73,835
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$140,276/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,784
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,954
−HK$2,206/mo
Today · 4.125%
HK$74,160
baseline
▲ 0.50% · 4.625%
HK$78,672
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,320/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,634
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,716
−HK$2,112/mo
Today · 4.125%
HK$81,828
baseline
▲ 0.50% · 4.625%
HK$86,141
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,656/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,722
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,513
−HK$2,835/mo
Today · 4.125%
HK$95,348
baseline
▲ 0.50% · 4.625%
HK$101,150
+HK$5,802/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,696/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,815
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,492
−HK$2,715/mo
Today · 4.125%
HK$105,207
baseline
▲ 0.50% · 4.625%
HK$110,753
+HK$5,546/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,414/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$929,032 · Scale 2, in force from 26 Feb 2026)