LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,848
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,398
−HK$1,575/mo
Today · 4.125%
HK$52,973
baseline
▲ 0.50% · 4.625%
HK$56,197
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,946/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,455
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,942
−HK$1,509/mo
Today · 4.125%
HK$58,451
baseline
▲ 0.50% · 4.625%
HK$61,532
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,902/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,817
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,678
−HK$1,890/mo
Today · 4.125%
HK$63,568
baseline
▲ 0.50% · 4.625%
HK$67,436
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$127,136/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,546
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,331
−HK$1,810/mo
Today · 4.125%
HK$70,141
baseline
▲ 0.50% · 4.625%
HK$73,838
+HK$3,697/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$140,282/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,787
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,957
−HK$2,206/mo
Today · 4.125%
HK$74,163
baseline
▲ 0.50% · 4.625%
HK$78,675
+HK$4,512/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,326/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,637
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,719
−HK$2,112/mo
Today · 4.125%
HK$81,831
baseline
▲ 0.50% · 4.625%
HK$86,145
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,662/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,726
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,517
−HK$2,835/mo
Today · 4.125%
HK$95,352
baseline
▲ 0.50% · 4.625%
HK$101,154
+HK$5,802/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$190,704/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,819
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,496
−HK$2,716/mo
Today · 4.125%
HK$105,212
baseline
▲ 0.50% · 4.625%
HK$110,758
+HK$5,546/mo
Deposit HK$2.19M · loan HK$19.67M · min. income ≈ HK$210,424/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,071 · Scale 2, in force from 26 Feb 2026)