LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,852
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,575/mo
Today · 4.125%
HK$52,978
baseline
▲ 0.50% · 4.625%
HK$56,202
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,956/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,460
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,947
−HK$1,509/mo
Today · 4.125%
HK$58,456
baseline
▲ 0.50% · 4.625%
HK$61,537
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,912/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,822
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,683
−HK$1,891/mo
Today · 4.125%
HK$63,574
baseline
▲ 0.50% · 4.625%
HK$67,442
+HK$3,868/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$127,148/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,552
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,337
−HK$1,810/mo
Today · 4.125%
HK$70,147
baseline
▲ 0.50% · 4.625%
HK$73,845
+HK$3,698/mo
Deposit HK$8.74M · loan HK$13.12M · min. income ≈ HK$140,294/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,793
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,964
−HK$2,205/mo
Today · 4.125%
HK$74,169
baseline
▲ 0.50% · 4.625%
HK$78,682
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,338/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,644
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,726
−HK$2,113/mo
Today · 4.125%
HK$81,839
baseline
▲ 0.50% · 4.625%
HK$86,152
+HK$4,313/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,678/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,734
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,525
−HK$2,836/mo
Today · 4.125%
HK$95,361
baseline
▲ 0.50% · 4.625%
HK$101,163
+HK$5,802/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,722/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,828
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,505
−HK$2,716/mo
Today · 4.125%
HK$105,221
baseline
▲ 0.50% · 4.625%
HK$110,767
+HK$5,546/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,442/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,154 · Scale 2, in force from 26 Feb 2026)