LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,853
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,576/mo
Today · 4.125%
HK$52,979
baseline
▲ 0.50% · 4.625%
HK$56,202
+HK$3,223/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,958/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,461
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,948
−HK$1,509/mo
Today · 4.125%
HK$58,457
baseline
▲ 0.50% · 4.625%
HK$61,538
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,914/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,823
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,684
−HK$1,891/mo
Today · 4.125%
HK$63,575
baseline
▲ 0.50% · 4.625%
HK$67,443
+HK$3,868/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,150/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,553
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,338
−HK$1,810/mo
Today · 4.125%
HK$70,148
baseline
▲ 0.50% · 4.625%
HK$73,846
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,296/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,794
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,965
−HK$2,205/mo
Today · 4.125%
HK$74,170
baseline
▲ 0.50% · 4.625%
HK$78,683
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,340/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,645
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,727
−HK$2,113/mo
Today · 4.125%
HK$81,840
baseline
▲ 0.50% · 4.625%
HK$86,154
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,680/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,735
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,526
−HK$2,836/mo
Today · 4.125%
HK$95,362
baseline
▲ 0.50% · 4.625%
HK$101,164
+HK$5,802/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,724/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,829
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,506
−HK$2,716/mo
Today · 4.125%
HK$105,222
baseline
▲ 0.50% · 4.625%
HK$110,769
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,444/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,167 · Scale 2, in force from 26 Feb 2026)