LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,854
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,404
−HK$1,576/mo
Today · 4.125%
HK$52,980
baseline
▲ 0.50% · 4.625%
HK$56,204
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,960/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,462
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,949
−HK$1,509/mo
Today · 4.125%
HK$58,458
baseline
▲ 0.50% · 4.625%
HK$61,539
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,916/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,824
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,685
−HK$1,891/mo
Today · 4.125%
HK$63,576
baseline
▲ 0.50% · 4.625%
HK$67,444
+HK$3,868/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,152/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,554
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,339
−HK$1,811/mo
Today · 4.125%
HK$70,150
baseline
▲ 0.50% · 4.625%
HK$73,847
+HK$3,697/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,300/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,795
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,966
−HK$2,206/mo
Today · 4.125%
HK$74,172
baseline
▲ 0.50% · 4.625%
HK$78,685
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,344/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,646
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,729
−HK$2,112/mo
Today · 4.125%
HK$81,841
baseline
▲ 0.50% · 4.625%
HK$86,155
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,682/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,736
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,528
−HK$2,836/mo
Today · 4.125%
HK$95,364
baseline
▲ 0.50% · 4.625%
HK$101,166
+HK$5,802/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,728/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,831
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,508
−HK$2,716/mo
Today · 4.125%
HK$105,224
baseline
▲ 0.50% · 4.625%
HK$110,771
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,448/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,184 · Scale 2, in force from 26 Feb 2026)