LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,855
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,406
−HK$1,575/mo
Today · 4.125%
HK$52,981
baseline
▲ 0.50% · 4.625%
HK$56,205
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,962/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,463
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,951
−HK$1,509/mo
Today · 4.125%
HK$58,460
baseline
▲ 0.50% · 4.625%
HK$61,541
+HK$3,081/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,920/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,826
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$61,687
−HK$1,891/mo
Today · 4.125%
HK$63,578
baseline
▲ 0.50% · 4.625%
HK$67,446
+HK$3,868/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,156/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,556
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$68,341
−HK$1,811/mo
Today · 4.125%
HK$70,152
baseline
▲ 0.50% · 4.625%
HK$73,849
+HK$3,697/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,304/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,797
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,968
−HK$2,206/mo
Today · 4.125%
HK$74,174
baseline
▲ 0.50% · 4.625%
HK$78,687
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$148,348/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,648
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,731
−HK$2,113/mo
Today · 4.125%
HK$81,844
baseline
▲ 0.50% · 4.625%
HK$86,158
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.30M · min. income ≈ HK$163,688/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,739
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,530
−HK$2,836/mo
Today · 4.125%
HK$95,366
baseline
▲ 0.50% · 4.625%
HK$101,169
+HK$5,803/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,732/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,834
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,511
−HK$2,716/mo
Today · 4.125%
HK$105,227
baseline
▲ 0.50% · 4.625%
HK$110,774
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,454/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,211 · Scale 2, in force from 26 Feb 2026)