LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,856
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,407
−HK$1,576/mo
Today · 4.125%
HK$52,983
baseline
▲ 0.50% · 4.625%
HK$56,207
+HK$3,224/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$105,966/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,465
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,952
−HK$1,509/mo
Today · 4.125%
HK$58,461
baseline
▲ 0.50% · 4.625%
HK$61,543
+HK$3,082/mo
Deposit HK$10.93M · loan HK$10.93M · min. income ≈ HK$116,922/mo (50% DSR)
Upfront cash ≈ HK$11.86M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,828
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$61,689
−HK$1,890/mo
Today · 4.125%
HK$63,579
baseline
▲ 0.50% · 4.625%
HK$67,448
+HK$3,869/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$127,158/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,558
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,343
−HK$1,810/mo
Today · 4.125%
HK$70,153
baseline
▲ 0.50% · 4.625%
HK$73,851
+HK$3,698/mo
Deposit HK$8.75M · loan HK$13.12M · min. income ≈ HK$140,306/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,799
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,970
−HK$2,206/mo
Today · 4.125%
HK$74,176
baseline
▲ 0.50% · 4.625%
HK$78,689
+HK$4,513/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$148,352/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,651
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,733
−HK$2,113/mo
Today · 4.125%
HK$81,846
baseline
▲ 0.50% · 4.625%
HK$86,160
+HK$4,314/mo
Deposit HK$6.56M · loan HK$15.31M · min. income ≈ HK$163,692/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,741
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,533
−HK$2,836/mo
Today · 4.125%
HK$95,369
baseline
▲ 0.50% · 4.625%
HK$101,172
+HK$5,803/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$190,738/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,836
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,514
−HK$2,716/mo
Today · 4.125%
HK$105,230
baseline
▲ 0.50% · 4.625%
HK$110,777
+HK$5,547/mo
Deposit HK$2.19M · loan HK$19.68M · min. income ≈ HK$210,460/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$929,235 · Scale 2, in force from 26 Feb 2026)